Milwaukee Biz Blog: Challenges and opportunities for banks and consumers

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Regulation going into effect Jan. 1, 2014 in regards to residential mortgage lending is limiting banks’ creativity and innovation on product offerings which in the end hurts consumers. If community banks feel it is only “safe” to offer “vanilla” products, then there won’t be as many options for consumers, especially those who may not qualify for a conventional 30-year fixed rate mortgage.

Read more in a Milwaukee Biz Blog by Rose Oswald Poels, president and CEO of the Wisconsin Bankers Association.

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