Insurance

Employee benefits for small businesses

If you’re heading up a small business, you may be handling the tasks of a CEO, CFO, and HR manager—all in a single day. That’s why you need to be aware of the responsibilities that come with employee benefits.

Diane Omdahl

More than 3.5 million Americans turn 65 each year. Most of those people will take advantage of health insurance through the government provided Medicare program, but only if they can navigate the system.
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If a catastrophic scenario renders a top-tier employee unable to work, group long-term disability (LTD) coverage will likely still leave a significant income gap. A supplemental LTD plan can complement your group LTD coverage, creating a more attractive—and arguably fairer—compensation package.

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