Richard Taylor

Is finding the right banker for your business an easy goal to achieve? The short answer is, no!

Any size company needs a certain amount of liquidity to conduct business in an effective and efficient manner. Use of liquidity usually starts with purchasing inventory and covering operating costs and payroll, but it does not end there. Often there is critical debt service to maintain, dividend expectations to meet, capital expenditure needs to fund, etc.

Today, banking, and in particular refinancing, is on the minds of many small business owners, and one way to impress your banker and to speed up the loan process is through good financial planning.