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Two Steps Forward, One Step Back by Michael Kelly, senior vice president of investments and branch manager with the Delafield office of Raymond James & Associates.

When planning a journey, reaching your destination on schedule, and with all of your belongings, depends less on how many steps you take or on how big your steps are. Rather, the key lies in the timing of the sequence of your steps (i.e. did you take your backward steps early in the journey or as you were approaching your destination?) and keeping your backward steps as small as possible. In planning your trip you know you will get side-tracked. You just don’t know when and for how long. Avoiding big delays, especially as you get close to your destination, is critical.

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