Richard Marcus

Imagine the economy as if it were a canoe drifting along a stream. The average speed of the stream tends to determine the speed of the canoe. The canoe's speed can be increased by active paddling by those on the canoe or it can be stalled by paddling in the wrong direction or slowed by dragging anchors from the stern.

Like many of his peers in the banking industry, Tri City National Bank assistant vice president Patricio Iligaray's resume lists several years of management...