The end of every year tends to bring out our fondest memories – and our biggest anxieties. ‘Tis the season for lists: lists of what to wear to what event; what present to buy and who gets it; what to bake and what to bring and what to attend with whom.
And I haven’t even gotten to our year-end lists. Some of them are fun – I noticed my 2019 most-played Spotify playlist has more Tom Petty than I remember listening to. It’s fun to look back, especially at the end of a decade, and recall what we looked like ten years ago, let alone where our relationships and careers were.
As we near the beginning of a new decade, many of us have plenty on our resolution list. Resolutions are often full of hope. Some have a call to discipline, or a return to simplicity. Others seek an end to negative or damaging behavior.
Trouble is, you might not have a good handle on what you need to meet your goals. A recent poll showed that most Americans are not saving enough to hit their retirement savings goals. In fact, the study showed most folks are saving about half of what they need to hit their goals.[iii]
So here’s my modest proposal: find an advisor you can trust to help you set realistic goals for 2020 and beyond. Kick off the new decade getting help from someone interested in you. You may look at your concerns about the new year – and the next decade – differently when you find someone who’ll listen to where you are, where you think you’re headed, and then, can help you get there.